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Appraiser Coalition Movement News

April 4th, 2017 by Bill Collins Leave a reply »

Attention NYS Appraisers: The NY Coalition of Appraiser Professionals (NY-Cap) is here.

The Appraiser Coalition Movement has taken root in New York, as it has in approximately 30 states, thanks to the efforts of Rebecca (Becky) Jones and others.  The following report from Becky provides info on this newly formed group for appraisers in the Empire State.

“We are still in the beginning stages of forming our group and have started a Facebook Closed Group, NY-Cap.  Please go to the page and ask to join, we are verifying New York State licensees for this group.

If you are not on social media, please email us your contact info at   We are in the process of setting up an email list to provide New York appraisers with timely and pertinent news.

What is the appraiser coalition movement?  The Coalition is a network of appraisers who are seeking a healthy future for the “boots on the ground” appraiser whether that be an individual appraiser working from a home office or in a larger appraisal firm.   We need to be heard and we need to know what is happening across the country that will affect our businesses and ability to feed our families.

That is what motivated me to bring this movement to New York State.  With the help of Phil Crawford and finding the right contacts, John Dingemen, Lori Noble and Debi Jones, we formed an informal board which includes Jonathan  Miller, Bill Collins, George S. Wonica and myself Rebecca Jones.

Besides these initial steps of gathering the group via FB and email, we are reviewing the needs of New York appraisers and looking at what is happening in other states so that we can take appropriate action in our state.   Important issues that we have preliminarily identified for New York appraisers include:

~AMC regulation that has been written for two years and needs to be passed by New York State.

~Mandatory licensing: more and more unlicensed activity is unfortunately taking place in the great state of New York.

So please IF you are a “boots on the ground” appraiser in New York State, take action……Join us on Facebook or send an email to become part of the movement!

Next New York State Appraisers Board Meeting is May 4th Open to the Public Link   Love to see you there in Albany, Buffalo or New York City.   These meeting are linked together!”

Rebecca Jones

Rebecca (Becky) Jones started her career in Real Estate in 1986 as a sales agent and then evolved into a NYS Certified Appraiser in 1990.

She started her teaching path in 1995 at the local level. Greater Binghamton Board of Realtors, President 1997, REALTOR/Appraiser of the year 1998.  NYS Society of Real Estate Appraisers, President in 2009.
NYSAR Appraisal Committee Chair 2016.  NAR Real Property Valuation Vice Chair 2017

Appraiser Qualifications Board Practical Applications Panel 2017.  AQB Certificated USPAP Instructor
NYS DOS Appraiser Regional Advisor   REEA (Real Estate Educators Association) DREI Candidate

Instructor on numerous valuation topics of courses she has created.  

The Network of State Appraisal Organizations

The Network of State Appraisal Organizations was formed to facilitate communication between state appraisal organizations across the country.  This group is also in the early stages of development but has already has made its mark with their successful January webinar with TAF (The Appraisal Foundation) and ASC (The Appraisal Subcommittee).  Links to their Facebook page and Q & A from their January webinar are found below.

Network of State Appraisal Org. Facebook page

Link to Webinar Q & A

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Alternatives to Mortgage Appraisal Business

In our last newsletter, we offered some suggestions for appraisers when mortgage appraisal business slows.  As reported below in “Rates & Dates”, mortgage originations are projected to fall by 25% this year and refi applications fell to the smallest percentage of total applications since October of 2008; under these circumstances, we are repeating our suggestions from the last newsletter.

One additional point: Becky provides an email address for those appraisers “not on social media”.  There really are no good reasons for not engaging with your clients (and potential clients) on social media.  Choosing to maintain personal privacy by “not doing Facebook, Twitter, etc.” is very different from setting up professional business accounts where ideas, news and networking opportunities can thrive.

>>What is an Appraiser to do? Some suggestions.

1) When business is slow, check out new appraisal software, new appraisal hardware and new information services that will help you to work more efficiently.

2) Market your business: Invest even a small percentage of the money that you made while business was good in developing new clients.

3) Branch out into all the areas outside of mortgage appraisal business including work for attorneys, accountants, homeowners and commercial property owners, municipalities, etc.

4) Perform appraisals for all the reasons that appraisals are truly needed: buy/sell, pre-listing, estate, estate planning, divorce, divorce planning (for those forwarded minded individuals), legal, partnership buyout, bankruptcy, insurance, tax grievance and appeal, etc.

5) Expand into related businesses (i.e. real estate consulting, property inspection, real estate sales) or even something unrelated to appraisal and real estate (whatever makes you excited about going to work and offers the promise of fair compensation).

>>Random Tweet Quotes to make you smile

“Spend your free time the way you like, not the way you think you are supposed to.”

“Only two things can reveal life’s great secrets: suffering and love.”

”Be with someone who would drive 5 hours just to see you for one.”

AppraiserNews is a FREE publication, supported by advertising and sales of products designed to help appraisers support and grow their businesses. Please consider supporting us today by seeing what we and our sponsors have to offer.

Rates & Dates

Freddie Mac and the Mortgage Brokers Association (MBA) reported strong downward movement in mortgage interest rates last week.

In their survey on March 30th, Freddie Mac reported that 30-year fixed-rate mortgages fell from 4.23% the previous week to 4.14%. They also noted that one year ago, the 30-year rate was at 3.71%.

Two days earlier, Freddie Mac released their “March 2017 Outlook” which focused on affordability issues at the start of the spring homebuying season. The report highlighted a “pinch” on affordability caused by tight inventory, home price appreciation exceeding incomes and projected rising interest rates. Home sales are projected to decline from last year’s 6 million to 5.9 million in 2017 and mortgage originations to drop by 25%, mostly due to “plummeting refinances”. Freddie Mac  Sean Becketti, the chief economist of Freddie Mac, noted that:

“Recent indications of stronger growth convinced the Federal Reserve to raise the Federal funds rate this month and to signal further increases later this year. These Fed actions are unlikely to derail the moderate improvements in growth and employment, but rising interest rates will reduce mortgage originations and put a cap on house sales in 2017. As we approach the spring homebuying season, housing will be financially out of reach for many buyers because they will be competing in an environment of tight inventory, rising house prices and rising mortgage rates.”

The MBA reported on March 29th (for the week ending March 24th) that 30-year rates with conforming loan balances ($424,100 or less) declined to 4.33% from 4.46%. The average contract interest rate for 30-year fixed-rate mortgages with jumbo loan balances (greater than $424,100) dropped from 4.40% to 4.26% while rates for FHA backed mortgages also moved down, from 4.33% to 4.24%.

Mortgage applications declined by 0.8% from the previous period.  Refinance applications as a percentage of all applications fell from 45.1% to 44.0%, the lowest level since October 2008. The FHA share of applications decreased from 10.9% to 10.8% while the VA share rose from 10.1% to 11.0%.

Additional information from Freddie Mac can be found by going to: Primary Mortgage Market Survey PMMS – Freddie Mac

Additional information from the Mortgage Bankers Association can be found by going to their site at: Research and Forecasts – Mortgage Bankers Association

Ask Angie

Angie would first like to acknowledge the winners of her last contest: Maryland appraiser Emily Shaw along with California appraisers Kathy Christianson of Five Star Appraisals and John Barnes of Paragon Appraisal Group.  Kathy covers the northern California counties of Contra Costa, Alameda and San Joaquin counties; John covers the San Francisco Bay area counties of Contra Costa, Alameda and San Francisco. Emily covers the greater Metro Washington DC area in suburban Maryland along with the northern Virginia/Metro DC suburbs. They were the first to answer correctly that Chuck Berry was the author of all three quotes in the last newsletter: “I grew up thinking art was pictures until I got into music and found I was an artist and didn’t paint”; “Don’t let the same dog bite you twice”; and “It’s gotta be rock and roll music, if you wanna dance with me.”

Today’s questions:

1. Who said: “Baseball is ninety percent mental and the other half is physical”.
a) Yogi Berra
b) Yogi Bear
c) Alex Rodriguez
d) None of the above

2. Who said: “A nickel ain’t worth a dime anymore”.
a) Yogi Berra
b) Brian Coester
c) Janet Yellen
d) None of the above

3. Who said: “The future ain’t what it used to be”.
a) Yogi Berra
b) Hillary Clinton
c) Donald Trump

d) None of the above

The first to respond with the correct answers wins:

One Free Regular Listing on

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We invite your responses to any of the issues raised in this newsletter. Please e-mail us at: with your thoughts!

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We really hope you find our newsletter to be informative!  If you have any input on future topics for discussion, please email me your questions and I will do my best to address them in the next issue.  If you want to look back at past issues you can see our archive at


Bill Collins, Appraiser Help Inc.

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